The U.S. Starter Home Market Faces Persistent Affordability Crisis, With 300,000 Fewer Listings Than 2019 and Income Requirements Skyrocketing

The dream of homeownership, particularly for first-time buyers, remains significantly out of reach in the United States, with the starter home market experiencing a profound shortage of listings under $350,000.…

Finance of America Leads the Charge in Evolving Reverse Mortgage Landscape

Finance of America (FOA) stands as a prominent force in the reverse mortgage industry, consistently demonstrating its commitment to innovation and market leadership. The company’s strong performance was highlighted by…

The Paradoxical Housing Market: Starts Surge Amidst Permit Slump, Offering a Glimpse into Construction’s Uneven Recovery

The recent housing market data presents a seemingly contradictory picture: housing starts have surged past expectations, driven by a significant uptick in multifamily construction, while housing permits, a key indicator…

Union Home Mortgage Acquires AmeriTrust Mortgage, Significantly Expanding Non-Qualified Mortgage Presence Amidst Industry Consolidation

Union Home Mortgage Corp. (UHM) has successfully completed the acquisition of AmeriTrust Mortgage Corp. in an asset deal finalized within an accelerated 45-day timeframe. This strategic move significantly bolsters UHM’s…

June Housing Starts Show Mixed Signals: Multifamily Surges While Future Supply Indicators Soften

Residential construction activity experienced a notable surge in June, driven almost entirely by a substantial increase in multifamily housing projects. However, this positive headline obscures a more nuanced reality for…

Homeowner Alleges Years of Unfair Mortgage Servicing Practices by Shellpoint Mortgage Servicing, Leading to Foreclosure Threat and Financial Ruin

A New Jersey homeowner, Autumn M. Urling, has initiated legal proceedings against Newrez LLC, operating as Shellpoint Mortgage Servicing, asserting that the company’s prolonged pattern of alleged unfair mortgage servicing…

What the ROAD to Housing Act can — and can’t — do for affordability

A Landmark Act for a Long-Standing Crisis The "Real Opportunities for Affordable Development to Help Our Nation’s Housing" (ROAD) to Housing Act, as it is officially known, represents a significant…

The Housing Market’s Resilience Tested Amidst Escalating Geopolitical Tensions and Persistent Economic Headwinds

The U.S. housing market has demonstrated a remarkable capacity to withstand a barrage of economic pressures throughout the current year. Despite the persistent specter of elevated inflation, soaring oil prices,…

The 2026 Defined Contribution Plan Participant Survey Reveals a Growing Demand for Enhanced Employer Guidance and Support in Retirement Planning

A significant shift in participant expectations is emerging within workplace retirement plans, particularly among younger workers, according to the latest 2026 Defined Contribution (DC) Plan Participant Survey released by J.P.…

The 21st Century ROAD to Housing Act

The 21st Century ROAD to Housing Act, a landmark piece of legislation that officially went into effect on July 11th, represents a significant federal effort to address the nation’s persistent…